Your
best chance to get the credit you deserve.
Build or
re-build your credit, even if you've had credit
difficulties in the past, or have never had a credit
card before! An excellent opportunity to establish
your credit rating.
Virtually
everyone is approved.
Get all
the benefits of Visa* while re-building
your credit:
-
Make
purchases over the phone or online
-
Plan
and book a vacation
-
Access cash anytime, anywhere from over 1
million ATMs around the world displaying the
Visa logo
-
Shop
at over 24 million locations worldwide
How it
works
The Home
Trust Secured Visa Card is a credit card
that requires a security deposit for eligibility.
Your credit limit is then set at the amount of the
deposit. You can put down as little as $1,000, or as
much as $10,000.
If you
decide to cancel your card, you can just pay off
your outstanding balance, and you'll get your
security deposit back from Home Trust. Home Trust is
a Member of
Canada
Deposit Insurance Corporation (CDIC)
(1-800-461-2342).
The
application process is very simple and almost
everybody is approved! Of course, if your
application is not approved, your security deposit
will be immediately returned to you.
Application & More Information
Click here to apply now
Complete
the application form and mail it with your
security deposit (personal or personal certified
cheque, money order or bank draft from a Canadian
Financial Institution, payable to "Home Trust
Company") and copies of two Canadian
government-issued ID's to:
Home
Trust Company
Attn: Visa Department
145 King St. West, Suite 2300
Toronto, ON
M5H 1J8
Note: We will not accept cash, Western Union
or postal money orders for your security deposit.
Valid Photo IDs include a current Provincial
Driver's License, Canadian Passport or Certificate
of Canadian Citizenship. Other acceptable IDs
include a Birth Certificate or Social Insurance
Card.
Existing
Secured Visa Cardholders: Request for
Co-Applicant or Authorized User
If you
are already a Home Trust Secured Visa
Cardholder, and you would like to add either a
Co-Applicant or Authorized User to your Account,
please complete one of the forms below:
Secured Visa Request for Co-Applicant
Visa Request for Authorized User
For more information, or to speak to a Customer
Service Representative, please call
416-777-5851 or toll-free at
1-888-281-7793, or e-mail us at
visa@hometrust.ca.
Customer
Service hours are from 8:00 am to 8:00 pm EST,
Monday to Friday.
Please note that the Home Trust Secured Visa
Card is not available
to residents living in Quebec
