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Many choices for the Self Employed worker:
So you are self-employed and have a creative accountant, work as a contractor or
waitress. There are choices!
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First Choice →
5% down payment for
purchase, proof of 2
years continuous self employment. Good credit
You
asked for it! minimum.
We
got it! → 90% Refinance - same conditions as above
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Second Choice → 10% down payment for
purchase, proof of 3
years continuous self employment. Good credit
minimum, no personal taxes outstanding.
We will fill you in on the details!
→ 85% Refinance - same conditions as above
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Third Choice → 85%
Purchase - Self declared letter, must have
average -
good credit. Doesn't matter how long
you've been self
employed!
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Fourth Choice → 75% Purchase or refinance, self declared
income letter.
Credit if flexible.
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Fifth Choice → Up to
85% Private Mortgage - based
on equity
in the home and not on the applicant. Available
for 1st & 2nd mortgages. Credit and income irrelevant.
As you can see there are numerous choices
for self employed people. Your bank may have closed the door, but we open them
for you!
Please send us a
note, there is never any pressure or
obligation. Our commitment is to you and to get the job done!
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